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By Katie McCaskey, Geezeo.com
When should you use your credit card, and when should you use your debit card?
This question is more complicated than it first appears. For example, some people exclusively use their credit card to pay for expenses. They feel this is more secure. Plus, in some instances this means they collect cash back or other incentive points. But this strategy requires a lot of diligence so that the balance can be paid in full at the end of the month. Otherwise you can seriously harm your credit score thanks to a growing debt balance.
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day 76 - credit cards
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