Personal Finance on Shine

Will the DB(k) replace the 401k plan?

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A History of the 401(k) Retirement Plan

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A History of the 401(k) Retirement Plan

How the Dow Jones Industrial Average Works

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What is the Dow Jones Industrial Average?

Using Health Savings Accounts for Retirement Planning

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The lack of health insurance is one of the biggest reasons more people don't retire before age 65. In addition, many Americans reach retirement age woefully unprepared for the medical expenses they'll face. Establishing an HSA, or Health Savings Account, is one solution that can be used to build up money for medical expenses incurred during retirement.

Save your soles

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When six-year-old Ilya Romanov moved to the U.S. from Kiev in the '80s, he never dreamed that he would someday have his own thriving business. Ilya was kicking off a career in finance after college but a thought nagged. The art of shoe and leather repair, his father's craft, was being lost.

User post: earning $100K and still feeling poor

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Despite earning more than $100,000 in household income many people still feel that they are living month-to-month and that a loss of employment or medical emergency could easily move them from upper middle class to low income earners. This feeling of being on the “edge” of poverty,…

How to get bargains in a recession

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With the economy in a recession, money is tight, goods are expensive, and luckily you can haggle almost anything these days. The drastic increase in unemployment means it is even more important to save for the unexpected. Everyone should have at least three months of living expenses in easily accessible savings. With the economy in a slump, it's definitely a buyer's market.

Follow these steps to get bargains in a recession.

The Accidental Entrepreneur

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An accidental new breed of entrepreneur has emerged. "Unintentional entrepreneurs" span all generations and walks of life. There are victims of corporate lay-offs, post-grads who are uninspired by the lagging job force and those who claim they were just tired of being miserable at their…

You can loose 1/2 of your Investment Returns by Missing the 10 Best Days?

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Use a Buy and Hold…