Investments on Shine

Credit Cards: Managing Your Money Using It

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A long time ago, people used credit cards so they can make big purchases. However, this trend is changing right now, as more and more people are finding ways to use it in different ways. And given how convenient and easy it is to use, it is really not hard to imagine why -- credit cards are one of…

Are online retirement calculators misleading?

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Image via Wikipedia

By Katie McCaskey, Geezeo.com

Ah, the idea of retirement in sunny Monte Carlo…. It appeals to many people. It almost doesn’t matter if you’re referring to the place on the French Riviera or the version in Las Vegas.

Isn’t that interesting, considering the vast differences between life on the Mediterraean Sea or The Strip?

So it comes as some delicious irony that the calculation used in many retirement calculators is an algorithm developed in the 1960s and called “Monte Carlo”. Monte Carlo is responsible for creating the data you get when you enter your age, expected retirement date, and current accumulated assets in any number of online calculators.

So what’s wrong with that? Well, potentially it means you could end up at what you consider the “wrong” Monte Carlo in retirement.

How does it feel to be lied to?

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AMERICANS TREATED LIKE MUSHROOMS

Enron’s chairman did meet with the president and the vice president in the Oval office. Enron did give $420,000 to the president’s party over three years.

Enron also donated…

Following the Oracle

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Four lessons You Can Learn from Warren Buffett When in doubt — and there’s been a lot of that lately — what do you do? One option is to follow those who know what they’re doing, those who have a reputation for making the best of a bad situation.

How to get affordable and great art online

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Art is for everyone and can improve our moods in ways we cannot put a price on. The good news is, you can buy amazing art on any budget.

For some, picking up a poster at Ikea or spending fifty bucks on a framed photo at Crate and Barrel satisfies their desire for art at work or at home. And there’s nothing wrong with that.

But what if you fancy the idea of collecting contemporary art but simply do not have the financial wherewithal to flash the paddle at Sotheby’s?

Real Estate: Tips for Upgrading Your Home

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Quite often we struggle with finding new ways to increase the value of our homes. With rising markets and the struggle in the economy its a wonder we can get anything out of our homes. So how do we find new ways to increase our homes value without breaking our banks?

Below are three ways to…

Did you know you can buy real estate with your IRA?

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Yesterday, I attended a seminar about investing in real estate with yor IRA. This has been an IRA opportunity since 1974. You can learn how to use your IRA to buy and sell real estate, borrow from your IRA, save money and defer taxes. You can learn how to buy and sell homes nationwide. I…

What can I do to improve my financial situation? What makes you happy?

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Lately I've been thinking about money...what I want to buy, what I want to save. I have elaborate plans to pay off my (itty bitty) credit card debt, (moderate) car loan and (intimidatingly massive) school loan. I have elaborate plans to build up a Suze Orman approved 8-month emergency fund (that one takes about 8 years!). I also have elaborate plans to take grand vacations and fill my new apartment with lovely, beautiful things.

3 Reasons to Invest in Real Estate

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<img alt="" src="http://a323.yahoofs.com/phugc/6vZhA5DY31pq/photos/11fe57d1efcfc425903236638b7fb700/ori_33b804203f269a.jpg?ug_____D31MFRfTO" align="center" height="95" width="333">  3 Reasons to Invest in Real Estate The market for just...

Wikitirement | Your Source for Retirement | Investing | Insurance | Personal Finance Topics

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Wikitirement serves as the ultimate retirement planning guide for individuals at any point in their career - from new grads starting their first job to those already enjoying their retirement years. Wikitirement examines important questions such as, "How much money will I need to retire?", "How long will it take for me to accumulate it?", and many others.