The NEW Housing Market

I'm a licensed loan officer and I'm also in real estate sales.  I've recently had so much trouble trying to close loans that I've moved a different direction in regards to getting sales.
Check this out..... I've got an 811 mid credit score client with over 240,000 in the bank.  Now he's in between jobs and currently living off his two pensions and some international rental income from a property in Thailand......CAN"T get him a loan!  Two years ago we could have gone stated income or NINA and sailed through....VERY Frustrating.
And I've got several other buyers who are perfect FHA clients and for some reason, I just can't seem to be able to get them done. 
So, because I've had so much trouble trying to get folks into mortgages I thought I'd look into the rental market here in the DFW area.  Suprise!  Rentals are up.  Homes, townhomes and condos.  I'm helping people get into the ISD or location they need and these things are done in less than a week.  The client is my backlog to qualify for a home and eventually I'll close their loan and hopefully receive numerous referrals from my gracious clients.
Times are tough, but this idea has legs!