M.P. Dunleavey, Save Like Me, SELF Magazine
By M.P. Dunleavey, Save Like Me, SELF Magazine Last updated: Thu Aug 27, 2009 8:30am PDT-
When I first started writing about money, some eight or nine years ago, my goal wasn't wealth. I just wanted to get my act together. Come to find out, every step you take toward financial stability does make you richer.
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Keeping your credit spiffy nowadays is just as essential as all the other Musts: the bi-annual doctor visits, daily vitamins, flossing.
That said, the Dos and Don'ts of credit can be puzzling. Do late payments matter? Should you get credit monitoring? How do you get a copy of your credit score?
If you are ready for some in-depth answers, I encourage you to read this Money Adviser article. Otherwise, if you're just getting started, here are three simple things to do now: Read More »- Let’s talk: Comment (13) | Blog
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I had breakfast with two of
my sisters-in-law this morning, and we found ourselves talking
about how we were raised financially--and how different the world
(and raising kids) seems today.
We all came from extremely modest households. What I found interesting was how differently each of our…
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I had the misfortune to go into Walmart recently. It was horrifying, and in many ways worse than my now-famous IKEA incident.
I was overwhelmed by the desire to buy, well, everything. Every. Thing. I was in there to get some house paint, but the screaming lure of all that other crap was mindblowing.
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Electricity is shockingly expensive, and most people use far more of it than they realize--by leaving lights on, forgetting to turn off electronics (computers, televisions, stereos) and keeping appliances plugged in.
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Most women know what their "number" is, but as we get older another Number starts to matter a whole lot more. It's not as sexy, but knowing how much you need to retire--and how much you have--are important financial factoids to keep front and center.
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The parallels between dieting and sane money management continue...
I was just reading that dieters who take a couple of breaths before eating tend to feel more satisfied, enjoy their meals more, and thus are less likely to overeat. (I really did read this, but am searching for the link. Here is one that makes the link between de-stressing and eating less.)
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There we are--my husband and I, walking into our shared future. A glowing future. One with a lighthouse, beckoning us forward.
At least, that's how I see retirement. Vague, but beautiful. Calm and secure, my marriage solid after 30 or 40 more years--and plenty of money in the bank. Read More »- Let’s talk: Comment (2) | Blog
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Not to dis our gender, but I tend to think of us as the ones with the shopping gene. Not that men don't spend money as I wrote here in my old NYT column a while back. Women just seem to spend more, or more frequently.
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Following on my Ikea spending disaster, I've had some interesting conversations with fellow shoppers.
Retailers have quite an arsenal of tricks, when it comes to keeping you shopping, and here's a big one. In grocery stores it's called the "loss leader." Stores steeply discount one or two items, thus drawing customers into the store (like flies to a sticky shopping web!). Read More »- Let’s talk: Comment (0) | Blog
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